Amex centurion card invitation how to#

There are some pricey cards out there – for instance, The Platinum Card® from American Express charges a $695 annual fee and the Chase Sapphire Reserve card charges a $550 annual fee. But besides needing to spend a lot on Amex cards to be even considered, Centurion cardholders also pay incredibly high fees for the right to have such an exclusive card. “The threshold varies between a card member who hasn’t had a Platinum card for 15 years and spends only $100,000 annually and just asks Amex for it… the card member who has had a Platinum card for three years but has spent at least 1 million annually, with a history of good credit and a strong portfolio and likelihood to keep spending high dollar amounts.”Īs you can see, this product is designed for big spenders. “It actually takes spending an average of $500,000 for several years consecutively,” she said. Linda Chavez, founder and CEO at Seniors Life Insurance Finder, told us about some experiences her clients had with the Amex Black Card. You can, however, request to be considered for the invitation. The American Express Centurion Card is an exclusive luxury card from American Express that you can only apply for if you’re invited.

What is the American Express Centurion Card?

Read on to see what we’ve learned about the legendary Black Amex from our research and chats with people who’ve gotten a chance to get close to the legend. Without a doubt, such a response only makes one even more curious.

Amex centurion card invitation how to#

When we reached out to inquire about what the card offers and how to get it, an American Express representative told us the following: “Centurion Membership is personalized and unique to each individual, and therefore we do not share the specific details about the card benefits.” The issuer prefers to maintain the mystery, too.

Having this card can be compared with being part of a secret elite: You have to be invited to become a member, and only members know the terms.Īs a result, the Amex Black Card benefits and fees are veiled in mystery. When it comes to credit cards that make you feel like you’re royalty, the American Express Centurion Card*, also known as the Amex Black Card, is the most popular example. But there’s one benefit that only a few cards can offer, and that’s status. Credit cards can come with plenty of useful benefits – cash back, travel rewards, access to luxury lounges, various types of primary and secondary coverage – and much more.